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Hax Your Life does not provide financial advice to its readers. All information and responses given by our writers are provided as general knowledge only and should not be considered as financial advice. Always do your own research and seek out independent advice prior to making any decisions.

Hax Your Life may sometimes earn income through recommending various products and services, at no extra cost to you. We only ever recommend things we personally use and genuinely believe in. 


By continuing to use this website, you acknowledge that you agree to and understand these disclaimers, as well as the Terms of Use set out below.

Terms of Use


1. Welcome to the Hax Your Life website

In these Terms of Use, “Hax Your Life”, “we”, “us” and “our” means Hax Your Life of Sydney, New South Wales, Australia. Please read these Terms of Use carefully as they apply to your use of this website and all of its contents, and also apply to any associated services, products, software provided by us (the "Website"). By accessing or using the Website you agree to be bound by these Terms of Use. We may revise these Terms of Use from time to time by updating this page. The revised Terms of Use will take effect from the date of publication.

2. Copyright and Intellectual Property

The Website, the content posted on the Website by us and our users, and the underlying software and technologies used to operate the Website, are all subject to copyright, trademark and other intellectual property rights (collectively, "Intellectual Property Rights").


We grant you a limited, non-transferable licence to access and use the Website solely for your personal, non-commercial purposes.


We retain all right, title, and interest in and to the Website, and nothing you do on or in relation to the Website will transfer any Intellectual Property Rights to you or, except for the licence referred to above, authorise you to exercise any Intellectual Property Rights unless we expressly agree otherwise.


Except as provided in these Terms of Use, permission to reprint or electronically reproduce the Website or any of its contents, in whole or in part, whether by automated or manual means (including through the use of any so-called robot, spider, scraper or similar technology) is prohibited, unless prior written consent is obtained from us.


We may revoke the permissions referred to above at any time and may suspend or deny, in our sole discretion, your access to all or any portion of the Website without notice.


3. Privacy

We take your privacy seriously and any information provided through your use of the Website and/or Services are subject to our Privacy Policy.


4. Sign In and Membership

In order to access certain features on the Website, you may need to do any or all of the following:

  • register as a member; or

  • sign in via your social media account;


In order to register as a member, you must agree to be 18 years or over, and provide us with accurate and up to date registration information. You may wish to nominate a member username which is different to your real name. However, you must not impersonate the identity of someone else or use a vulgar or offensive member name. In some instances we may require you to provide your real name or other identifying information.


If you use a social media account, your use of social sign in is subject to the terms and conditions of your account with the third party social media service provider in addition to these Terms of Use.


5. Content you submit via the Website

You may at times contribute to the Website by submitting comments, participating in the Website discussion forums and quizzes, and/or uploading information and photos (collectively, "Submissions").


You retain copyright and any other rights you already hold in any Submissions. By submitting, posting or displaying the Submissions, you give us a perpetual, irrevocable, worldwide, royalty-free and non-exclusive licence to reproduce, adapt, modify, translate, publish, publicly perform, publicly display and distribute the Submissions in any form.


You warrant to us that you have all the rights, power and authority necessary to grant the licence of your Submissions above, and that our use of your Submissions in accordance with these Terms of Use will not infringe the rights (including Intellectual Property Rights) of any person or entity or breach any applicable law.


You must not submit, post, display or otherwise contribute to the Website any of the following:

  • any comment, review, message, data, information, text, music, sound, photo, graphic, code or any other material (collectively, "Content") that is false, unlawful, misleading, libellous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing or advocates harassment of another person, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable or which discriminates against or vilifies any group or individual or which would be rated R, RC or X by the Australian Classification Board;

  • content that may infringe any trade secret or Intellectual Property Rights of any person or entity;

  • content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity, including us;

  • unsolicited promotions, mass mailings or "spamming", transmission of "junk mail", "chain letters," political campaigning, advertising, contests, raffles, solicitations or the promotion of fund raising or charitable causes (unless in response to a written request made by us);

  • content containing commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising and pyramid schemes; or

  • private information of any third party, including, surname (family name), addresses, phone numbers, email addresses and credit card numbers.


You understand that by using the Website, you may be exposed to Submissions that you find offensive, indecent or objectionable, and that, in this respect, you use the Website at your own risk. We reserve the right in our sole discretion and for any reason to pre-screen, review, flag, filter, modify, refuse or remove any or all Submissions from the Website, but we have no obligation to do so, and we will not be responsible or liable for any of the Submissions.


You must abide by any community guidelines which may be posted on the Website by us.


You acknowledge that each user of the Website is responsible for their own Submissions, and as a result, we have no control over the truth, accuracy or completeness of the Submissions.


6. Linking to this website

We encourage you to provide links to this Website. While you may use the name of the Website in the text of any such link, you may not use any of our logos or trademarks without our prior written consent.


You must not frame this Website or represent or imply that any part of the Website belongs to anyone other than us.


If we notify you that we object to the manner in which you provide links to this Website, you must immediately cease providing such links.


7. General restrictions

In using the Website, you must not:

  • violate any applicable laws;

  • distribute viruses, corrupted files or any other similar software or programs that may damage the operation of any computer hardware or software;

  • disclose any password associated with an account you use to access the Website (and you will be solely and personally responsible for all activities that occur under your account);

  • collect or store personal data about other users of the Website;

  • use the Website for any purpose that is threatening, libellous, defamatory, abusive, obscene, vulgar, pornographic, profane, racist, indecent or infringing of another person's rights; or

  • engage in any other conduct that inhibits any other person from using or enjoying the Website.


8.  Limitation of liability

Nothing in these Terms of Use limits or excludes any guarantees, warranties, representations or conditions implied or imposed by law, including the Australian Consumer Law (or any liability under them) which by law may not be limited or excluded.


Subject to this clause, and to the extent permitted by law Hax Your Life will not be liable for any special, indirect or consequential loss or damage, loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms of Use (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise. 


Use of the Website and the Services is at your own risk. Everything on the Website and the Services is provided to you “as is” and “as available” without warranty or condition of any kind. 


None of the affiliates, directors, officers, employees, agents, contributors and licensors of Hax Your Life make any express or implied representation or warranty about the Services or any products or Services (including the products or services of Hax Your Life) referred to on the Website. 


This includes (but is not restricted to) loss or damage you might suffer as a result of any of the following: (a) failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records; (b) the accuracy, suitability or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website); (c) costs incurred as a result of you using the Website, the Services or any of the products of Hax Your Life; and (d) the Services or operation in respect to links which are provided for your convenience.


Hax Your Life’s total liability arising out of or in connection with the Services or these Terms of Use, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the Services to you. 


You expressly understand and agree that Hax Your Life, its affiliates, employees, and agents shall not be liable to you for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss.


9. Indemnity

You agree to indemnify Hax Your Life, its affiliates, employees, agents, contributors, third party content providers and licensors from and against: (a) all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with Your Content; (b) any direct or indirect consequences of you accessing, using or transacting on the Website or attempts to do so; and/or (c) any breach of the Terms of Use.


10. Governing Law

The Terms of Use are governed by the laws of New South Wales, Australia. Any dispute, controversy, proceeding or claim of whatever nature arising out of or in any way relating to the Terms of Use and the rights created hereby shall be governed, interpreted and construed by, under and pursuant to the laws of New South Wales, Australia, without reference to conflict of law principles, notwithstanding mandatory rules. The validity of this governing law clause is not contested. The Terms of Use shall be binding to the benefit of the parties hereto and their successors and assigns.


Both parties confirm and declare that the provisions of the Terms of Use are fair and reasonable and both parties having taken the opportunity to obtain independent legal advice and declare the Terms of Use are not against public policy on the grounds of inequality or bargaining power or general grounds of restraint of trade.


If any part of these Terms of Use is found to be void or unenforceable by a Court of competent jurisdiction, that part shall be severed and the rest of the Terms of Use shall remain in force.

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